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Richard Stafford| NMLS# 263366
Loan Officer

Blog Articles

Interest-Only Jumbo Loans in New Jersey: How It All Works

Interest-Only Jumbo Loans in New Jersey: How It All Works

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We receive quite a few questions about interest-only mortgage loans in New Jersey, and in particular jumbo

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Types of Mortgage Loans in New Jersey: Fixed vs. Adjustable

Types of Mortgage Loans in New Jersey: Fixed vs. Adjustable

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When shopping for a mortgage loan in New Jersey, you have a lot of options. The key is to make an informed

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Buying a First Home in New Jersey in 2018: Five Things to Know

Buying a First Home in New Jersey in 2018: Five Things to Know

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Are you thinking of buying your first home in New Jersey in 2018? If so, keep reading. Below, we have rounded

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Buying a Home in Bergen County, New Jersey in 2017 or 2018

Buying a Home in Bergen County, New Jersey in 2017 or 2018

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Below, we’ve gathered some information about the real estate market in Bergen County, and added some

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The Home Buying Process in New Jersey: 7 Steps to Success

The Home Buying Process in New Jersey: 7 Steps to Success

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Do you plan to buy a home in New Jersey soon? If so, we’re willing to bet you have a lot of questions

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New Jersey Down Payments: Averages, Myths and Minimums

New Jersey Down Payments: Averages, Myths and Minimums

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For many home buyers in New Jersey, the down payment represents the single biggest obstacle to homeownership.

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Bergen County Loan Limits in 2017

Bergen County Loan Limits in 2017

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When buying a home with a mortgage loan in Bergen County, it’s important to understand the various loan

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Tips for Buying a Condo in New Jersey, With a Market Update

Tips for Buying a Condo in New Jersey, With a Market Update

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According to the National Association of REALTORS®, condos have become increasingly popular among home

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Two New Jersey Mortgage Rate Forecasts for 2018

Two New Jersey Mortgage Rate Forecasts for 2018

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The latest mortgage rate forecasts for New Jersey and the nation suggest that borrowing costs could rise

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Basic FHA Loan Requirements for New Jersey Borrowers

Basic FHA Loan Requirements for New Jersey Borrowers

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FHA-insured mortgage loans are a popular financing option among home buyers in New Jersey. They’re

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New Jersey Housing Market Forecasts Through 2018

New Jersey Housing Market Forecasts Through 2018

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With fall right around the corner, some New Jersey home buyers are already looking ahead to 2018. And many

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What is a Survey?

What is a Survey?

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What is a Survey? A survey is a graphic description of a property, similar to a map, outlining its

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Closing On a VA Loan When Deployed

Closing On a VA Loan When Deployed

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Completing the final steps in closing on your new home comes with great relief and excitement. At this

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Understanding Title Insurance

Understanding Title Insurance

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When you buy a home, you “take title” to the property and establish legal ownership which is

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How the VA Views Credit Scores

How the VA Views Credit Scores

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The VA doesn’t require a certain credit score. Rather, the VA does task approved lenders to determine

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