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Richard Stafford| NMLS# 263366
Loan Officer

Blog Articles

How to Cancel Private Mortgage Insurance (PMI)

How to Cancel Private Mortgage Insurance (PMI)

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Mortgage insurance has been a staple in the mortgage industry since the late 1950s. Private mortgage

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Discover Why the Real Estate Experts All Agree that the Second Home Market is Hot

Discover Why the Real Estate Experts All Agree that the Second Home Market is Hot

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As rental prices are steadily climbing, inventory and mortgage rates have remained low during the COVID-19

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Seller Guide: Things To Consider When Selling Your Home

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The real estate process has changed a lot over the last few months. Let's connect to set you up for success

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Buyers Guide: Things to Consider When Buying a Home

Buyers Guide: Things to Consider When Buying a Home

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The real estate process has changed a lot over the last few months. Let's connect to set you up for success

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5 Positive Trends for New Jersey’s Gold Coast Real Estate Market

5 Positive Trends for New Jersey’s Gold Coast Real Estate Market

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Located in Northern New Jersey, Hudson County has made a name for itself as the “Gateway to

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Real Estate Will Lead the Economic Recovery

Real Estate Will Lead the Economic Recovery

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With more U.S. states reopening for business this summer, and as people start to return to work, we can

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Housing Prices Are On The Uptick

Housing Prices Are On The Uptick

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As we enter the summer months and work through the challenges associated with the current health crisis, many

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Desires for a Larger Home and Home Office Space: Working at Home During COVID-19

Desires for a Larger Home and Home Office Space: Working at Home During COVID-19

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One of the more recognizable side effects of the COVID-19 pandemic is the dramatic increase in the number of

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Obtaining a Mortgage When You’re Self-Employed in the Age of COVID-19

Obtaining a Mortgage When You’re Self-Employed in the Age of COVID-19

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There are many self-employed individuals that earn a good living. But without a regular paycheck, these

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Escaping to the Suburbs: COVID-19 Has Prompted Buyers to Look Away From the City

Escaping to the Suburbs: COVID-19 Has Prompted Buyers to Look Away From the City

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The pandemic has convinced many urban-dwellers that it’s finally time to give up on living in the city.

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3 Bureaus Offering Free Weekly Credit Reports

3 Bureaus Offering Free Weekly Credit Reports

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With consumers severelyimpacted by thecoronavirus pandemic, individuals now can examine their

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Why It Is Imperative to Pay HOA fees!

Why It Is Imperative to Pay HOA fees!

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Condo living provides many benefits and there are plenty of buyers are looking to enjoy or invest in an

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Price Appreciation for Entry-Level Homes Puts Homeowners in the Driver's Seat

Price Appreciation for Entry-Level Homes Puts Homeowners in the Driver's Seat

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The lack of inventory continues to drive the growth in entry-level home pricing. The high demand for homes in

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Everything You Need to Know About FICO’s New Scoring Model and How it Affects Your Mortgage

Everything You Need to Know About FICO’s New Scoring Model and How it Affects Your Mortgage

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Everything You Need to Know About FICO’s New Scoring Model and How it Affects Your

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The Long Term Wealth That Comes With Owning a Home

The Long Term Wealth That Comes With Owning a Home

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If you’ve lived through the recent real estate and economic recessions, the very title of this article

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