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Richard Stafford| NMLS# 263366
Loan Officer

Blog Articles

Here’s Why Big Banks Are No Longer the Best Place for a Jumbo Loan

Here’s Why Big Banks Are No Longer the Best Place for a Jumbo Loan

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Jumbo mortgageinterest rates have hit record lows twice in the past month. With rateshovering

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Don’t Let Buyer Competition Keep You from Purchasing a Home

Don’t Let Buyer Competition Keep You from Purchasing a Home

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This year’s record-low mortgage rates sparked high demand among homebuyers. Current homeowners,

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8 Tips for Getting Your Home Ready to Sell This Winter

8 Tips for Getting Your Home Ready to Sell This Winter

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The real estate market typically slows down in the winter, but experts are calling for a robust market during

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Is a 15-Year Fixed Mortgage the Best Option for You?

Is a 15-Year Fixed Mortgage the Best Option for You?

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There’s plenty of advice circulating online on why a 15-year mortgage is a better choice compared to a

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Additional Reasons Why Real Estate Inventory is So Low

Additional Reasons Why Real Estate Inventory is So Low

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Inventory is one of the biggest challenges in the current housing market. As there are more buyers searching

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What Buyers Want in an Evolving Real Estate Market

What Buyers Want in an Evolving Real Estate Market

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Millennials, or those in their late twenties and thirties, are leading the surge of home buying as

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How Low Rates are Increasing Buying Power More Than You May Think

How Low Rates are Increasing Buying Power More Than You May Think

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Mortgage rates have hit record lows over the past few months. As a result, you may be able to afford a more

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Philadelphia 10-Year Tax Abatement Changes: What You Need to Know

Philadelphia 10-Year Tax Abatement Changes: What You Need to Know

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After years of debate, rising property taxes and calls for additional school funding has led to some

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How Millennials are Helping Fuel the Real Estate Market

How Millennials are Helping Fuel the Real Estate Market

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Millennials have been traditionally viewed as uninterested or unable to buy a home. However, Americans

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Home Prices Nationwide Rose 5.4%

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In the year ending in the second quarter of 2020, home prices nationwide rose 5.4%. The color coded map

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Understanding the Power of Local Online Community Groups

Understanding the Power of Local Online Community Groups

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Facebook and Nextdoor offer communities a chance to gather online and share local events, businesses, and

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The Expanding Home Buyer Pool: How Remote Work is Influencing Renters

The Expanding Home Buyer Pool: How Remote Work is Influencing Renters

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The way we work has long influenced where we live and the type of home we buy. With an increasing number of

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What Is Considered a Jumbo Loan in New Jersey?

What Is Considered a Jumbo Loan in New Jersey?

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Home buyers in more expensive real estate markets, like some in New Jersey, often have to use jumbo mortgage

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How to Bring the Classroom into Your Home for Remote Learning

How to Bring the Classroom into Your Home for Remote Learning

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If working and learning from home has left your space feeling chaotic and disorganized, know that

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Research Before You Refinance: What You Need to Know About Refinancing Your Home Today

Research Before You Refinance: What You Need to Know About Refinancing Your Home Today

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With today’s low mortgage rates, you may be considering refinancing your home. There are a

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