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Richard Stafford| NMLS# 263366
Loan Officer

Blog Articles

How Unexpected Strength in the Economy Benefits the Housing Market

How Unexpected Strength in the Economy Benefits the Housing Market

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A healthy job market paired with lower mortgage rates have made homes more affordable for many consumers in

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4 Reasons Why You Should Get a Mortgage Pre-Approval

4 Reasons Why You Should Get a Mortgage Pre-Approval

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One of the first (and most important) steps you should take when buying a home is getting a mortgage

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The Growing Importance of Technology in Real Estate

The Growing Importance of Technology in Real Estate

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If you remember the days before online listings, virtual tours, and e-signing, you understand just how much

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Good News: US Homeowners Far More Likely to be Equity-Rich Than Underwater

Good News: US Homeowners Far More Likely to be Equity-Rich Than Underwater

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Homeowners in the US are currently estimated to be 400% more likely to be equity-rich than

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Moving On Up: Is Buying a Larger Home With Equity Right for You and Your Family

Moving On Up: Is Buying a Larger Home With Equity Right for You and Your Family

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Whether your family is welcoming new additions making for a larger household or your current living space

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Everything You Need to Know About Buying a Home in 2020

Everything You Need to Know About Buying a Home in 2020

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The past decade has proven to be incredibly dynamic when it comes to the housing market. Ten years ago, the

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Buying a Home While You’re Young: How To Build Net Worth and Wealth

Buying a Home While You’re Young: How To Build Net Worth and Wealth

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Whether you’re a recent college graduate or have spent some years working and saving, making your first

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What 2020 Will Bring to the Luxury Housing Market

What 2020 Will Bring to the Luxury Housing Market

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The housing market in New Jersey saw a dynamic year in 2019. As temperatures dropped, inventory and offers

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5 Reasons to Sell Your Home in New Jersey This Winter

5 Reasons to Sell Your Home in New Jersey This Winter

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There’s a common misconception that the real estate market in New Jersey slows to a complete stop in

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From Renting to Buying: The True Cost of NOT Buying a Home

From Renting to Buying: The True Cost of NOT Buying a Home

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Buying a home is a major investment and for some might be a scary one. The cost of maintenance, utilities and

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Going, Going, Gone: Tips for Selling Your Home Faster

Going, Going, Gone: Tips for Selling Your Home Faster

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For some sellers, selling their home as fast as possible is important. Perhaps you need to get to your new

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Avoid these 5 Common Mistakes Selling a Home in 2020 in New Jersey

Avoid these 5 Common Mistakes Selling a Home in 2020 in New Jersey

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You’re looking to sell your home in the new year and finally settle into retirement or move into a

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What a First-Time Homebuyer Needs to Know About Buying a Home in New Jersey

What a First-Time Homebuyer Needs to Know About Buying a Home in New Jersey

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With its beautiful neighborhoods and unique attractions, New Jersey has become a popular state among many

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Using the 203K Mortgage Loan Program To Buy A Home in New Jersey

Using the 203K Mortgage Loan Program To Buy A Home in New Jersey

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Are you in the market for a new home (or even your first)? Of course, finding the perfect home

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Taking a Look at the Housing Forecast for New Jersey’s Real Estate Market

Taking a Look at the Housing Forecast for New Jersey’s Real Estate Market

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With 2019 coming to a close and 2020 right around the corner, you might be thinking about settling down,

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